Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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 ColoradoBiz Exclusives 
Having survived the Great Recession of 2008, many are now wondering when the Federal Reserve will reverse its low interest rate policy and start to raise interest rates. The financial crisis that began in 2007 was the closest comparable economic trauma the U.S. has experienced since the Great Depression of the 1930’s. In an effort to avoid a similar catastrophic financial event, the Federal Reserve implemented monetary policy changes. Reducing short-term interest rates to nearly zero, purchasing large sums of Treasury and government-sponsored agency bonds enabled the Fed to reduce and keep rates low to allow the economy time to stabilize and eventually start to expand. By John Trujillo

 
Not many companies can boast the growth Boulder B-Cycle has shown since starting in 2011. Marketing communications manager Kevin Bell says the system originated with 12 stations and will be up to 38 this year. B-Cycle digitally tracks its members and 150 bikes. About half of users are annual members, Bell says, while the others are primarily tourists or casual users. Putting bikes in residential areas encourages people to pick up a bike and ride to hubs.The group’s employees calculate that since its launch, B-Cycle has saved 11,000 gallons of gas – and as an added benefit helped people burn countless calories.  By Maria Martin & Nora Caley
 

ColoradoBiz EXTRA                     
Sport psychology is the science of achieving peak performance. We all know any sport or physical activity, at its highest level, requires a great deal of mental toughness to make it possible to sustain motivation, confidence, intensity, focus and emotional control. We think with our entire body. What we say (to ourselves or to someone else) affects how we feel. How we feel affects how we behave. How we behave affects what we achieve. Thus, we must learn to effectively talk to our bodies so we can optimize our performance. By Dr. Haley Perlus



 
CBCA is accepting applications for Leadership Arts 2014-2015, the region's only leadership program focused on arts & culture. Applications are due Aug. 15.

 
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John Trujillo, Senior Portfolio Manager at UMB Bank, talks about how the latest economic data informs his investment advice to clients.
 
Norm Thiele, board member for the Association for Corporate Growth, talks about why ACG supports the Colorado Companies to Watch program. 



 
 Last chance! Are you a top general contractor? Would you like to be part of our list in the Sept/Oct 2014 ColoradoBiz? Complete the nomination form TODAY to be considered! 
 
We want your execs!
Got a new CEO, CFO, COO, CIO, president or veep? Send us the info and a headshot, and we'll share your C-suite news!
Email kfeldhaus@cobizmag.com.

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Find out more about GlobalExpo 2014 on Aug. 20. And check out ColoradoBiz's other events or submit your own.

 




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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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 ColoradoBiz Exclusives 
Chefs understand the importance of FIFO – “First In First Out”.  It’s the way we stay on top of our inventory – especially the perishable product – by using up the old stuff before the new stuff.  It’s a food safety basic that helps maintain freshness. But a new acronym is causing some queasiness among chefs. It has nothing to do with food borne illness, but everything to do with staying fresh.  It’s FOMO, or the “Fear of Missing Out”, and come to think of it, no one is immune.  Due to Instagram, FB, Twitter and so on, we are terribly worried that someone out there is having (gasp!) more fun than we.  YOLO, after all. By Laura Cook Newman

 
Within a decade, if you participate in a demonstration or protest, the probability of being personally identified will soon reach 100 percent. Recent protests in Turkey have many wearing gasmasks or the ever-anonymous Guy Fawkes masks to conceal their identity. At this point in history, masks are probably sufficient. However, in a few short years, people will become infinitely more traceable and simply using face paint, masks, or other theatrical disguises will offer little to shield them from the scrutiny of those with infrared scanners and other mask-penetrating technologies that take time to investigate. By Tom Frey
 

ColoradoBiz EXTRA                     
The state’s health and wellness sector got a good dose of publicity when the ABC documentary series Extreme Weight Loss came to Denver. The reality show documents a 365-day weight-loss journey of 17 people classified as clinically obese. Participants spent the first 90 days at University of Colorado’s Anschutz Health and Wellness Center (AHWC) in Aurora. Dr. Holly Wyatt, medical director at AHWC, helped the program’s participants lose weight safely and learn how to keep it off. By Katie Feldhaus



 
CBCA is accepting applications for Leadership Arts 2014-2015, the region's only leadership program focused on arts & culture. Applications are due Aug. 15.

 
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ColoradoBiz TV     

Norm Thiele, board member for the Association for Corporate Growth, talks about why ACG supports the Colorado Companies to Watch program.
 
The mother-daughter team of Jennifer and Jean Spencer talk about their company, Agloves, a Colorado Companies to Watch alum. 



 
 Are you a top general contractor? Would you like to be part of our list in the Sept/Oct 2014 ColoradoBiz? Complete the nomination form by July 25 to be considered! 
 
We want your execs!
Got a new CEO, CFO, COO, CIO, president or veep? Send us the info and a headshot, and we'll share your C-suite news!
Email kfeldhaus@cobizmag.com.

Community Calendar
Find out more about GlobalExpo 2014 on Aug. 20. And check out ColoradoBiz's other events or submit your own.

 




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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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Join the Hispanic Chamber of Commerce of Metro Denver for the 7th Annual Sabor: A Night at Carnaval! Join us as we celebrate with fun, feasting, dancing, great company and live music!
 
 ColoradoBiz Exclusives 
Employers, HR directors and payroll managers have a lot on their plate when it comes to compliance. It’s tought to stay up on all of the changes and details of a myriad of local, state and federal employment compliance topics. While Wage and Hour investigations might not be as familiar to some as OSHA or IRS audits, their notoriety is increasing due to an expansion in enforcement and back wage penalties.  The vast majority of investigations done by the Wage and Hour Division of the U.S. Department of Labor are centered on compliance with the Fair Labor Standards Act (FLSA) which regulates overtime, minimum wage, child labor and record-keeping. By Kalen Fraser

 
St. Louis-based Washington University’s Olin Business School – ranked No. 2 worldwide by The Wall Street Journal – made its Executive MBA program available in Colorado last September, and in mid-fall the school will offer a “Design Thinking & Innovation” seminar to “drive breakthrough innovation through customer focus.” The one-day user-experience course is designed for “entrepreneurs, corporate executives, engineers, scientists … anyone with an interest in how to develop creativity and become more innovative,” said Chun, who is spearheading the program with Bruce Lindsey, dean of the graduate school of architecture and urban design. By Leah Samuelson
 

ColoradoBiz EXTRA                     
With transportation systems growing more efficient and intrusive technologies leaving many feeling hyper-exposed and alienated by their government, conditions are now ripe for a massive wave of governmental disruption where wealthy individuals choose to “vote with their feet” and abandon their home country. Here’s why a massive shift is about to occur that will force countries to compete for their own citizens. By Tom Frey



 
CBCA is accepting applications for Leadership Arts 2014-2015, the region's only leadership program focused on arts & culture. Applications are due Aug. 15.

 
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The mother-daughter team of Jennifer and Jean Spencer talk about their company, Agloves, a Colorado Companies to Watch alum.
 
Checking in with Mike Hester of COCTW alum Beacon Communications, who talks about what made his company a Colorado Company to Watch. 



 
 Are you a top general contractor? Would you like to be part of our list in the Sept/Oct 2014 ColoradoBiz? Complete the nomination form by July 25 to be considered! 
 
We want your execs!
Got a new CEO, CFO, COO, CIO, president or veep? Send us the info and a headshot, and we'll share your C-suite news!
Email kfeldhaus@cobizmag.com.

Community Calendar
Find out more about GlobalExpo 2014 on Aug. 20. And check out ColoradoBiz's other events or submit your own.

 




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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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 ColoradoBiz Exclusives 
The telephone sits on your desk, quietly waiting to take your message to some lucky person buried deep in the spreadsheet of names you have on your call list.  You reach for the phone and . . . stop. Maybe today isn't a good day to reach out. Maybe your script needs a little polishing before you dive into the cold call game. Maybe you're making excuses. Cold calling is hard work.  It's challenging to be "up" for that next conversation, to be faced with the possibility of rejection. Here are several times people think cold calling can't work and why I know they are good times for the smart teleprospector. By Sam Dobbins

 
Once relegated to big business, with the advance of technology and a progressively more mobilized workforce, small businesses are increasingly turning to outsourcing to save the business employee-related expenses, allowing decision-makers to invest those hiring funds in other areas of the business. Saving money is a huge factor, but other factors like internal staffing capabilities, expansions, and efficiency issues are also part of a business’ decision to outsource a job or project. By Ben Walker
 

ColoradoBiz EXTRA                     
Cranes dotting the skyline are a sure sign that Colorado’s construction industry and overarching economy is improving from the devastation of the 2007-2009 recession. But the newfound challenge contractors are facing is finding skilled laborers to build their projects.Big developments like the renovation of Denver Union Station, Denver International Airport’s new hotel and transit center, as well as countless multifamily projects and office buildings, are exhausting the labor force. By Margaret Jackson



 
CBCA is accepting applications for Leadership Arts 2014-2015, the region's only leadership program focused on arts & culture. Applications are due Aug. 15.

 
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Steven Pyle with Johnson & Wales University discusses the hybrid 18-month MBA in Hospitality and traditional MBA degree programs.
 
 
Galvanize CEO Jim Deters talks about plans to use a recent $18 million infusion to open new campuses nationwide. 



 
 Are you a top general contractor? Would you like to be part of our list in the Sept/Oct 2014 ColoradoBiz? Complete the nomination form by July 25 to be considered! 
 
We want your execs!
Got a new CEO, CFO, COO, CIO, president or veep? Send us the info and a headshot, and we'll share your C-suite news!
Email kfeldhaus@cobizmag.com.

Community Calendar
Find out more about GlobalExpo 2014 on Aug. 20. And check out ColoradoBiz's other events or submit your own.

 




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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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Holland & Hart  is the largest law firm based in the Mountain West with more than 400 lawyers in 15 offices across seven states and Washington, DC. Holland & Hart is a sponsor of ColoradoBiz magazine's annual Top Company of the Year award.
 
 ColoradoBiz Exclusives 
Do you ever feel steamrolled by the craziness of life, which seems to explode in spite of your attempts to keep the peace? Stress is simply the power we give to outside circumstance to define our worth, value and capability. Life happens, and I can assure you that as long as your heart is beating and you have breath in your lungs, life will continue to unfold before you. Events, to-do lists and external feedback will continue to pop up in your face, all of which remain objective until you label them as a threat to your sense of worth, value and capability. By Lauren Miller

 
Unlike the study of macro or megatrends, situational futuring is a micro-futuring process that begins with a single invention, tiny idea or what-if condition and expands from there. The process begins with an initial scenario and asking some of the standard who-what-when-where-how-and-why questions. Probing deeper, questions formulated around things like timing, monetary implications, disruptive effects, symbiotic partners, who-wins-who-loses, wild cards, policy changes, and strange bedfellows will help expand your thinking even further. Here are more examples of starting points designed to begin the conversational thread of situational futuring. By Tom Frey
 

ColoradoBiz EXTRA                     
If your company is considering a sale or investment in the near or medium term, there are a number of actions you can take now to make the intellectual property (IP) diligence conducted by the buyer or investor go smoothly. Failure to take the below actions may unnecessarily extend the diligence process. By Lindsey Silber



 
CBCA is accepting applications for Leadership Arts 2014-2015, the region's only leadership program focused on arts & culture. Applications are due Aug. 15.

 
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ColoradoBiz TV     

Galvanize CEO Jim Deters talks about plans to use a recent $18 million infusion to open new campuses nationwide.
 
 
UMB Bank's Agribusiness Division President Bill Watson talks about the farm bill's impact on agriculture and businesses.


 
 Are you a top general contractor? Would you like to be part of our list in the Sept/Oct 2014 ColoradoBiz? Complete the nomination form by July 25 to be considered! 
 
We want your execs!
Got a new CEO, CFO, COO, CIO, president or veep? Send us the info and a headshot, and we'll share your C-suite news!
Email kfeldhaus@cobizmag.com.

Community Calendar
Find out more about GlobalExpo 2014 on Aug. 20. And check out ColoradoBiz's other events or submit your own.

 




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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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 ColoradoBiz Exclusives 
Profitability stems from service to our communities and employees. It’s a circle of life, and I appreciate those who are dedicated to making Colorado “business friendly.” As we look where to grow, there are actually states we have skipped because of their “unfriendly” business policies. The fact that we’ve passed the initial startup stage – pulling all-nighters and working out of cramped quarters – is a milestone, and one that represents big-time change for the staff who have been with us from the beginning as well as those who are us joining now. Our culture is shifting and it is clearer than ever that culture drives success. By Erin Gibbs

 
“One of the myths of a good salesperson is that they have the gift of gab. Sure, you need to be extroverted in most cases, but that does not mean you should dominate the conversation. The Socratic Method, which I learned at a training seminar, teaches how to ask the right questions of the right people – and that’s how you start a sale.” By Jamie Siebrase
 

ColoradoBiz EXTRA           
Last week, I got into a discussion with a friend about the concept of self-contained water. If you think in terms of picking up a bottle of water, only without the bottle, you get the picture. Rocks are self-contained, baseballs are self-contained, so why can’t we devise some way to make water self-contained? Yes, we have ice, but I’m referring to a more usable form of water. As an example, if water itself could be used to form a somewhat hardened skin around a small quantity of water, we could create 100 percent consumable water with zero waste. By Tom Frey



 
CBCA is accepting applications for Leadership Arts 2014-2015, the region's only leadership program focused on arts & culture. Applications are due Aug. 15.

 
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ColoradoBiz TV     

UMB Bank's Agribusiness Division President Bill Watson talks about the farm bill's impact on agriculture and businesses. Learn more.
 
The people behind CBCA Create Award winner Rakun and finalists Hope Tank and Noyes Art Designs talk about their businesses and their inspiration.



 
 Are you a top general contractor? Would you like to be part of our list in the Sept/Oct 2014 ColoradoBiz? Complete the nomination form by July 25 to be considered! 
 
We want your execs!
Got a new CEO, CFO, COO, CIO, president or veep? Send us the info and a headshot, and we'll share your C-suite news!
Email kfeldhaus@cobizmag.com.

Community Calendar
Find out more about GlobalExpo 2014 on Aug. 20. And check out ColoradoBiz's other events or submit your own.

 




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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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 ColoradoBiz Exclusives 
Most managers fall short in their goal-setting process. Consequently, their teams are much less likely to achieve their goals. Here are 10 common goal-setting mistakes and how you can rectify them. Imposed: The command-and-control manager shoves goals downward, not trusting the employee to draft goals for discussion. The result is a frustrated employee who works half-heartedly. Remedy: Use a collaborative, dialogue process to gain commitment. Done in the Dark: Most managers don’t reveal their own goals to their team. Why? Because if the manager revealed his or her goals and failed to meet them, it would be embarrassing. By Bob & Gregg Vanourek

 
Residential rental properties are a strong investment option for people who have the resources and fortitude necessary to take on longstanding, everyday issues, as well as the unique challenges that are “part of the business”.  While marijuana possession is new to the scene, and mold issues are reemerging, there are companies that can provide the necessary support to help landlords through these issues, and still achieve their financial goals. By Jeff Bacheller
 

ColoradoBiz EXTRA           
Jennifer Bacon grew frustrated by the lack of nutritious yet tasty pancake mixes for her family. So she came up with her own blend of whey protein, whole-grain flour and real fruit as a sugar substitute.The result: Flapjacked All-Natural Pancake Mixes, launched in February 2013 and now carried by about 1,400 stores. While David remains an airline pilot, Jennifer quit her job as an executive with Kimberly-Clark shortly before the unveiling of Flapjacked. It’s helped that she was a marketing specialist managing a million-dollar brand, now that she’s promoting her own. By Mike Taylor



 
CBCA is accepting applications for Leadership Arts 2014-2015, the region's only leadership program focused on arts & culture. Applications are due Aug. 15.

 
 Most popular CoBiz columns

ColoradoBiz TV     

The people behind CBCA Create Award winner Rakun and finalists Hope Tank and Noyes Art Designs talk about their businesses and their inspiration.
 
John Trujillo, Senior Portfolio Manager at UMB Bank, talks about how the latest economic data informs his investment advice.



 
 Are you a top general contractor? Would you like to be part of our list in the Sept/Oct 2014 ColoradoBiz? Complete the nomination form by July 25 to be considered! 
 
We want your execs!
Got a new CEO, CFO, COO, CIO, president or veep? Send us the info and a headshot, and we'll share your C-suite news!
Email kfeldhaus@cobizmag.com.

Community Calendar
Find out more about GlobalExpo 2014 on Aug. 20. And check out ColoradoBiz's other events or submit your own.

 




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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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 ColoradoBiz Exclusives 
You might think that your existing management team will buy your company when you are ready to leave. You may have even had this discussion with them and all sides think it is the likely path.  But what if, when the time comes, the team can’t get the financing to go through with the purchase?  Do you have a backup option?  Your management team knows the company inside and out and won’t need to go through a lot of due diligence.  Not true of an outside buyer.  If you have not thought through all of the potential scenarios you might find that the company is not in a position to be sold to anyone other than management due to the lack of proper financial protocols that an outside buyer would need. By Jon Wiley

 
The EPA recognized DaVita for its sustainability initiatives, and DaVita is a member of the Business Roundtable’s Sustainable Growth and Climate RESOLVE initiatives to help reduce greenhouse gas emissions within the industry. Newsweek’s 2012 U.S. Green Ranking placed DaVita at number 209, up 33 spots from the previous year. The company has set goals to reduce energy consumption by 15 percent, paper consumption by 20 percent, water consumption by 10 percent, and to increase environmentally preferable procurement by 10 percent by 2015. By Maria Martin & Nora Caley
 

ColoradoBiz EXTRA           
In the 1970s and 1980s, Sherry Ray ran operational divisions of Fortune 1,000 companies. Through the early-mid 1990s, she was a leading sales professional at now-defunct Pilot Research in Denver, until a chance meeting in a grocery store parking lot, when the self-proclaimed “energizer bunny” was convinced to make the professional pivot to business coach and acquired the necessary training to open Denver-based Ray Consulting Services in 1995. By Lynn Bronikowski

 
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John Trujillo, Senior Portfolio Manager at UMB Bank, talks about how the latest economic data informs his investment advice.
 
Checking in with Boulder-based Bhakti Chai, a Colorado Company to Watch in 2011. Founded by Brook Eddy in 2006 after a visit to India, the company's spicy product is now in 16 states. 



 
 Are you a top general contractor? Would you like to be part of our list in the Sept/Oct 2014 ColoradoBiz? Complete the nomination form by July 25 to be considered! 
 
We want your execs!
Got a new CEO, CFO, COO, CIO, president or veep? Send us the info and a headshot, and we'll share your C-suite news!
Email kfeldhaus@cobizmag.com.

 




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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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 ColoradoBiz Exclusives 
A friend expressed frustration with his company the other day. When I queried him about his frustration, he summed it up by saying that they had started to focus on “metrics over mission.” In this particular example, concern for improving the lives of their customers is starting to take a back seat to short-term revenue targets and internally focused metrics. Newsflash: When you are focused inward, it means that your tush is facing the customer! When you are not hitting the numbers that you aspire to, it is important to understand why before you start employing drastic actions to pump up the results. There are three possible reasons for missing numbers, and they all have different courses of action. By Todd Ordal

 
Of Alpine Bank’s 37 branches, the bank owns and manages 25, which were part of the Green the Banks by 2012, which set energy reduction goals against a 2006 baseline. By 2012 the locations had a 16 percent reduction in energy use, 35 percent reduction in paper use, 39 percent reduction in water use, and 100 percent reduction in fleet fuel. Alpine Bank eliminated couriers in 2010, and the bulk of documents are now transmitted electronically. By Maria Martin & Nora Caley
 

ColoradoBiz EXTRA           
With college and a little bit of grad school behind me, I struck out in 1958 to “seek my fortune,” as they say. The best salesmen I knew were back-slapping, lunch-buying, joke-telling guys who had all the answers and could talk nonstop. I got a job in sales, but a year and a half later no fortune had come my way. But before I moved on, one of my bosses gave me my first lesson. By Pat Wiesner

 
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Checking in with Boulder-based Bhakti Chai, a Colorado Company to Watch in 2011. Founded by Brook Eddy in 2006 after a visit to India, the company's spicy product is now in 16 states.
 
A spotlight on awesome items manufactured right here in Denver from the Office of Economic Development.




 
 Are you a top general contractor? Would you like to be part of our list in the Sept/Oct 2014 ColoradoBiz? Complete the nomination form by July 25 to be considered! 
 
We want your execs!
Got a new CEO, CFO, COO, CIO, president or veep? Send us the info and a headshot, and we'll share your C-suite news!
Email kfeldhaus@cobizmag.com.

 




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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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 CoBiz Exclusives         sponsored by 
What do you want to be when you grow up?  Almost everyone was asked at least once while a child. Some of us are still trying to figure it out. The answer to that question is really about one’s ambition. But I am here to tell you no matter how big your ambitions are, don’t let them distract you from excelling in your current role. I learned that lesson from my mother. Her childhood dream was to become an artist.  She liked drawing, but her family couldn’t afford any drawing lessons for her.  In addition, the Chinese government at that time divided Chinese people into “good” versus “bad” social classes. Communist party members and industrial workers were good; business owners, intellectuals, professionals and artists were bad.  Being in a bad social class meant a lifetime of discrimination, harassment or even persecution. So my mother went to nursing school. By Helen Raleigh

 
Larkburger describes itself as a “culinary focused burger joint,” and has 13 locations statewide. The restaurant chain uses natural ingredients and makes its own sauces and dressings in-house. It commercially composts all post-consumer waste (except ketchup packets) for a total of 1,500 to 3,500 pounds of waste kept out of the landfills. The takeout packaging is made from plants, potato and cornstarch. Larkburger recycles aluminum and glass, uses energy-efficient kitchen equipment, and the interior walls are lined with fallen, reclaimed cypress. By Maria Martin & Nora Caley
 

ColoradoBiz EXTRA           
This time of year, many of us struggle with getting back into “summer” shape. It seems that at the end of the season, we always have a few extra pounds to lose. But every year, no matter how resolute we are, we throw in the towel after a few weeks. By the Vail Vitality Center

 
Are you a top general contractor? Would you like to be part of our list in the Sept/Oct 2014 ColoradoBiz? Complete the nomination form by July 25 to be considered!
 
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A spotlight on awesome items manufactured right here in Denver from the Office of Economic Development. 
 

 
Galvanize CEO Jim Deters talks about plans to use a recent $18 million infusion to open new campuses nationwide, grow the San Francisco space and expand the education leg, gSchool. Read more about Galvanize's future.



 
 
Community Calendar
Find out more about GlobalExpo 2014 on Aug. 20. And check out ColoradoBiz's other events or submit your own.
 
We want your execs!
Got a new CEO, CFO, COO, CIO, president or veep? Send us the info and a headshot, and we'll share your C-suite news!
Email kfeldhaus@cobizmag.com.

 




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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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 CoBiz Exclusives         sponsored by 
A $62 million Colorado Impact Fund – the state’s first private equity fund specifically designed to provide growth capital to entrepreneurs who drive both social and financial returns – has officially launched. The prospect of unifying these goals inspired co-founders Jim Kelley and Ryan Heckman, who joined forces about a year ago. They began fundraising this January, and within eight weeks exceeded their original $50 million goal by more than 20 percent. Colorado investors completely financed the fund, which is managed by Vestar Capital Partners on a pro bono basis. Targeting investments of $2 million to $6 million, the fund focuses on the areas of community health, natural resource conservation, workforce development and economic development and education. By Gigi Sukin

 
Ecologic Designs sews bags and totes out of banners, billboards, tents, bike tubes, wetsuits, climbing ropes and other nontraditional objects. The company works with AT&T, Patagonia, Denver Metro State University, and others to divert used materials from landfills, and turn them into promotional products. The company also has a direct-to-consumer line called Green Guru Gear, available at bike shops and outdoor shops nationwide. In 2013 the company recycled and diverted from the landfill more than 12,314 pounds of bicycle tubes, 5,486 pounds of wetsuits and 845 pounds of climbing rope. By Maria Martin & Nora Caley
 

ColoradoBiz EXTRA           
The invasion of high-frequency trading machines is now forcing capitalism far away from anything the founders of the NYSE could possibly find virtuous. With crude forms of AI now entering the quant manipulator’s toolbox, we are now teetering dangerously close to a total collapse of the stock market, one that will leave many corporations and individuals financially destitute. Here is why this should be ringing alarm bells all over the world. By Tom Frey 


 
 
 
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Galvanize CEO Jim Deters talks about plans to use a recent $18 million infusion to open new campuses nationwide, grow the San Francisco space and expand the education leg, gSchool. Read more about Galvanize's future plans.
 
Steven Pyle with Johnson & Wales University discusses the hybrid (online and in-class) 18-month MBA in Hospitality and traditional MBA degree programs.


 
Community Calendar
Find out more about GlobalExpo 2014 on Aug. 20. And check out ColoradoBiz's other events or submit your own.
 
We want your execs!
Got a new CEO, CFO, COO, CIO, president or veep? Send us the info and a headshot, and we'll share your C-suite news!
Email kfeldhaus@cobizmag.com.

 




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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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 CoBiz Exclusives         sponsored by 
Recently, I had a client say to me, “Your training has helped me and my sales team tremendously, and I wish we would have met 20 years ago!” It’s nice to hear you have happy clients, and my guess is you have happy clients that have said something similar to you – wishing they would have been working with you sooner, based on what you do for them now. But this article is not about happy clients, as nice as that is. This is more about asking yourself what might be holding you back to grow and develop you, your team, and your organization now, so that you don't look back with regret 20 years from now. The beauty of hindsight is often not so beautiful when it involves improving yourself. By Gary Harvey

 
College planning encompasses numerous details, including visiting institutions that a student may want to attend, applying for financial aid, obtaining transcripts and letters of recommendation and meeting deadlines. A high school student can take responsibility for making sure that important matters are tended to ahead of time. For example, if a student has a school vacation coming up, he or she could help organize a family trip to visit colleges of interest or spend some time completing college applications. You and your prospective student may be able to think of more ideas that could add value to your family's efforts to save for a college education. By Jeff Nelligan
 

ColoradoBiz EXTRA           
What the Frack? We’ll all be asking that question with a sense of disbelief in the coming months as millions of ad dollars are poured out by pro-fracking forces and their opponents to convince Colorado voters that their side, and their side alone, represents truth, justice and The American Way. No matter what you believe, by November you’ll look at “Frack” as the new “F” word, guaranteed. It’ll be the subject to avoid in polite company. By Jeff Rundles 


 
 
 
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Steven Pyle with Johnson & Wales University discusses the hybrid (online and in-class) 18-month MBA in Hospitality and traditional MBA degree programs.
 
Brian Gregory, Senior Managing Director, and Sarah Knight, Tax Practice Leader, share exciting changes at CBIZ MHM, LLC.
 


 
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 CoBiz Exclusives         sponsored by 
What is the best advice you have for graduates?  What would you share as the most important lessons you have learned about life?  Every person can live a more meaningful, satisfying life and produce extraordinary results.  The pursuit of passionate purpose, not only its attainment, and relationships along the way bring the real rewards to life.  Recognize success as maintaining integrity of effort as well as making your goal. On your life’s journey, follow this proven four-stage process. By Theresa Szczurek

 
Most articles about college planning focus on advice for parents or other adults who expect to pay the cost for a younger person's education. But what about the beneficiary who plans to attend college? Although most young people don't have the assets for college savings that their elders do, being part of the planning process can be educational, offering financial lessons for the future. Children can earn money, learn about sources of financial aid, research potential colleges, and take other steps that may relieve their parents of some of the responsibility of college planning. In addition, some experts believe that if children are actively involved in planning for their future, they may be more committed when entering college and ultimately have a more successful experience. By Jeff Nelligan
 

ColoradoBiz EXTRA           
As the reported unemployment rate has trended down during the past 40 months, it hasn’t just been good news. Sometimes the rate declined because more people left the labor force than lost jobs; employment actually declined. Remember, you aren’t unemployed unless you are available for work and have actively looked for a job in the last four weeks. If you stop the search, you are no longer an unemployment statistic. By Tucker Hart Adams 


 
 
 
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Brian Gregory, Senior Managing Director, and Sarah Knight, Tax Practice Leader, share exciting changes at CBIZ MHM, LLC. 
 
 
Shaw Construction leads the industry with insight and planning. We are a trusted general contractor
 
s.


 
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Holland & Hart  is the largest law firm based in the Mountain West with more than 400 lawyers in 15 offices across seven states and Washington, DC. Holland & Hart is a sponsor of ColoradoBiz magazine's annual Top Company of the Year award.
 
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“Why will people buy from you versus your competition?” I asked a CEO. He recently went through a “strategic planning” process, so the question seemed reasonable. He couldn’t answer it. Some of you reading this can’t either. More often than not, CEOs believe they have a strategy, but when asked to articulate it, it turns into a loose speech that doesn’t really answer where they compete and why they’ll win. If you’re a CEO, walk the hallways and ask people these two questions: “What is our market?” and “Why will people buy from us rather than someone else?” If you can’t clearly answer them, they won’t be able to either. And if they can’t answer them, how will they make the critical decisions necessary to move the company forward? By Todd Ordal

 
As mass mobile access has grown ever more ubiquitous, location and time have become invaluable data points for businesses to vie for a place in the market. Perhaps that explains Perry Evans’ most recent startup success.  The founding executive of Colorado-based companies including Mapquest, Jabber and Local Matters, launched Closely in 2011 and secured $3 million in Series A funding led by Joe Zell of Grotech Ventures in March. By Gigi Sukin
 

ColoradoBiz EXTRA           
The aphorism, “a rising tide lifts all boats,” is doubly true of businesses dedicated to preserving or improving the health and wellness of the planet. These companies not only positively impact the environment; they encourage others to do so, and a growing number of them go well beyond recycling paper and turning off the lights. “I think nationally you are seeing a lot of big corporations say they are becoming greener because they know it is popular,” said Lyn Halliday, president and CEO of Environmental Solution. By Maria Martin and Nora Caley 


 
 
 
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Shaw Construction leads the industry with insight and planning. We are a trusted general contractor and construction manager because we collaborate with each client at each step to make their project a success.

 
ColoradoBiz's Gigi Sukin talks with UMB Bank's Eric Craine, senior vice president of Consumer Services, about what customers expect from their bank.



 
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 ColoradoBiz Exclusives
Did you know that most people lie? They don't mean to, of course. They're usually very busy and don't want to spend time on the phone. So they'll tell you they're not interested in your product or solution while at the same time they're doing Internet research on buying the product you have to offer! The phone seems like an intrusion instead of the help it's meant to be. But a good teleprospector will stay connected and ask questions at least three times in three different ways to get to the truth. And with great listening skills, the teleprospector will build a detailed and accurate profile for your marketing database along the way. By Sam Dobbins

 
For nearly 30 years, Eldon James has manufactured plastic tubing and connectors for the medical, pharmaceutical, food and beverage, industrial and automotive industries. The business opened its new headquarters in Denver last year. Moreover, EJ was recently awarded a grant to develop its lean manufacturing procedures, intended to further streamline processes and individual roles and responsibilities. By Gigi Sukin
 

ColoradoBiz EXTRA           
Tommy and Tim Thwaites of Coda Coffee Co. owe much of their success to people. And not just the 45 employees at their Denver location, but also the team of global farmers they work with to ensure that every element of the supply chain is safe and sustainable. The siblings grew up in the Seattle coffee scene. Coda earned a coveted B Corporation certification for working to enrich shareholders and the planet simultaneously. These self-titled “worldly do-gooders” are also in development to use a waste product (chicken manure) to create rich fertilizer for South American coffee farmers. By Laura Cook Newman
 

 
 
 
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ColoradoBiz's Gigi Sukin talks with UMB Bank's Eric Craine, senior vice president of Consumer Services, about what customers expect from their bank.

 
Greg Ahbe with TAG Insurance Services lets consumers know what his agents can offer for home, auto and life insurance.


 
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 ColoradoBiz Exclusives
If it comes to an exit – either a resignation or termination – taking the high road is always best. To accept the resignation of a valued employee is perhaps most difficult, especially if they found something “better.” But it’s rare that a resignation comes by surprise. Usually both the employee and our management team realize that person is better off somewhere else. By the time the resignation arrives, we’ve done all we can to make that person feel more valued and accomplished in their role – and they’ve done a lot of soul-searching. It’s not easy to extend a hand, take the high road or ‘save face’ when the employee hasn’t been a good fit, caused problems or harmed the team. But it’s always the right thing to do. By Erin Gibbs

 
Though the highly competitive breakfast cereal category has long remained stagnant, the Love Grown Foods team observed emerging trends in the natural products marketplace and zeroed in on the lack of bean-based products for breakfast alternatives. The company is the first of its kind to produce and market a bean-based breakfast cereal, recently debuting Power O’s, made from navy beans, lentils, garbanzo beans and brown rice. By Gigi Sukin
 

ColoradoBiz EXTRA           
A top salesperson knows how to listen – and how to ask questions that matter. Add to that enthusiasm, empathy, passion and willingness to roll up your sleeves and put in the time. Superstars aren’t content waiting for customers to come to them – they’re persistent. From weathering budget cuts to stiff competition and the daunting task of getting to C-level decision makers, the challenges faced are vast and complex. At ColoradoBiz, we’ve recognized outstanding sales talent and the tactics behind successful local businesses for years. By Jamie Siebrase
 

 
 
 
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Getting the most out of all you’ve worked for: A chat with Peter Bernstein from Bank of the West Wealth Management Group.

 
General Manager Rob LeVine talks about the Antlers at Vail Condominiums and Conference Center.



 

 
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 ColoradoBiz Exclusives
The head coach of a pro soccer team in a horrible slump asked me for help: “We have two weeks to turn this team around to have a shot at the playoffs. What can you do?” My initial thought was probably nothing; there wasn’t enough time. But the challenge was intriguing, so I said, “I don’t know if we can do anything, but we’ll spend some time with your players and staff to see what we might be able to do.” We soon discovered that although there was camaraderie among the players, there was also a palpable, collective negativity below the surface. We asked the players what they thought was causing their slump, but they didn’t trust us and didn’t have much to say. By TC North

 
I recently invited Doug Cote to Denver for a talk about the economy, where it may be headed and which sectors he believes are best positioned to potentially benefit from the current climate. Doug, Chief Market Strategist for Voya Investment Management, discussed his investment philosophy – focus on the fundamentals – as well as some of the broad, real trends that he sees going on in the economy. Here are some of the main points he made in his presentation. By Todd Hauer
 

ColoradoBiz EXTRA           
Web design and complex development specialist booj, founded in 2005, powers the technology behind large business platforms, including The Enterprise Network and Waste Management. From the outset, booj offered clients exclusivity in each market and only partnered with independent real estate brokerages. This helped create a network of companies to combat the franchises in their markets while still flying their own flag. The model fosters communication and camaraderie far beyond a traditional business partnership. By Mike Taylor
 

 
 
 
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General Manager Rob LeVine talks about the Antlers at Vail Condominiums and Conference Center.

 
8z Real Estate CEO Lane Hornung talks about market trends  for the Front Range real estate markets. 


 

 
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 ColoradoBiz Exclusives
Ninety-five percent of companies fail in their first five years. Each year, the Colorado Companies to Watch Gala Awards Dinner recognizes 50 Colorado companies that overcame those odds. It’s probably the most exciting and inspiring business event of the year. Fifty high-growth companies, with exuberant, shouting teams at each table, are recognized for their success by an enthusiastic audience of hundreds of people, including former award winners. They’ve grown from seed (meaning funded by friends, family and credit card) to second stage (where they’ve moved up to bank and investor funding). By Kathleen Quinn Votaw

 
While Gucci, Lamborghini, Absolut and Dior all represent premium brands, they each have something else in common. They lack a sense of place. Premium hotels attract a customer base that all top brands are eager to align themselves with. Well-balanced hotel operations of the past are being replaced by the great imbalance. Yesteryear's cookie-cutter approach to designing hotels is being swapped out for one-of-a-kind designs that highly leverage the strengths and identity of the local community. By Tom Frey
 

ColoradoBiz EXTRA           
Shortly after UrgentRx started up, David Bentley, a retired airline pilot, suffered a heart attack while skiing and was administered UrgentRx Critical Care Aspirin by a ski patroller. Bentley credits the UrgentRx product for helping save his life. The on-the-go medication is credited for helping save the lives of more than 14 people and is carried by EMT/ski patrol units across the country. By Mike Taylor
 

 
 
 
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8z Real Estate CEO Lane Hornung talks about market trends  for the Front Range real estate markets.

 
Galvanize CEO Jim Deters talks about plans to use a recent $18 million infusion to open new campuses nationwide. Read more.

 

 
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Welcome to ColoradoBiz Exclusives, your go-to source for great insights, tips, how-tos and advice from more than 600 top business professionals across Colorado.
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 ColoradoBiz Exclusives
I worked for a snack company.  We had several display racks, ranging in size and sophistication, we were able to give to customers, gratis. I’d sell in several cases of snacks and then quickly follow that by offering them a complimentary display rack. I was expecting them to say, “Wow!  Thank you so much!”  But instead, I usually got, “Sure, ship in the rack if you want.”I was perplexed; I just gave them something useful for free and they agreed to take one as if they were doing me the favor. Then I became a parent and figured out the secret so I wouldn’t have to take any more licks. By Laura Cook Newman

 
In 2007, Cartasite partnered with Denver to run a large-scale science experiment, called Driving Change. CEO David Armitage and then-Mayor John Hickenlooper collaborated to install sensors in 500 vehicles that would assess individual driver performance for a full year and determine if subtle behaviors behind the wheel could be positively influenced to reduce fuel consumption, emissions and increase safety. By Mike Taylor
 

ColoradoBiz EXTRA           
As soon as you register for your stay, the hotel begins to track and understand you. On the day of your arrival, the hotel knows where you are and anticipates your arrival. When you get within 10 miles, the hotel automatically adjusts the temperature and humidity levels to your liking so it will be perfect when you arrive. Upon arrival, you will be greeted by an automated luggage attendant designed to whisk your bags to your room. By Tom Frey
 

 
 
 
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Galvanize CEO Jim Deters talks about plans to use a recent $18 million infusion to open new campuses nationwide. Read more.

 
John Trujillo, Senior Portfolio Manager at UMB Bank, talks about aligning investment strategies with client needs.

 

 
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 ColoradoBiz Exclusives
In all aspects of life — personal achievement, relationships, business or health — it’s the go-getters who will ultimately triumph. Successful people at the top of every profession typically share one quality — they get things done. This ability supersedes intelligence, talent, and connections in determining the size of their salary and the speed of their advancement. Procrastinating is doing anything other than what you should be doing.  This form of self-sabotage plays itself out by putting off today what you know you’ll never get around to doing tomorrow. By Liz Wendling

 
Sharklet Technologies has developed the world’s first and only surface technology with a unique microscopic texture that inhibits bacterial growth on germ-prone surfaces. When Sharklet is manufactured into the surfaces of products, such as medical devices or durable consumer goods, bacteria is reduced, creating cleaner surfaces. Sharklet incorporates its technology directly into the surfaces of products made by well-known companies. By Gigi Sukin
 

ColoradoBiz EXTRA           
While planning is a critical part of the CEO's job, it is only half. The other half of their job is execution, known as making plan or making the numbers. And the ability to effectively execute is what separates the competent CEOs from the 95 percent who continually miss plan for one reason or another. If a CEO doesn't make plan, company value decreases. If company value decreases, the shareholder's value decreases. And unhappy shareholders fire the CEO who can't make plan for one who can. By Larry Valant

 
 
 
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John Trujillo, Senior Portfolio Manager at UMB Bank, talks about aligning investment strategies with client needs. 

 
UMB Bank CEO Jon Robinson talks about what's driving economic growth in Colorado.
 
 

 

 
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Mountain meetings are different here. With flexible meeting space, exceptional service and plenty of amenities, Beaver Run in historic Breckenridge is the perfect location for meetings. Prepare to be pleased!
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 ColoradoBiz Exclusives
No wonder you can’t find a job – you are only tapping into one-third of the job market. So, go ahead sit there and keep hitting submit. This type of reactive search, alone in your house, can lead to symptoms of depression, loneliness and increased feelings of rejection. Get out and network! Networking is developing and utilizing a support system of people who know you, believe in you and naturally think of you when they come upon opportunities, leads or tips that might move you closer to your goal. This is by far the most valuable way to let others know you are in the job market and available. By Shawna Simcik

 
Since 2001, this self-funded organization has provided strategic solutions, advanced technologies and services to government and commercial clients, specializing in robotics, unmanned vehicles, sensor integration, payload development and system engineering. Between 2011 and 2012, revenues spiked 136 percent and are projected to increase by 37 percent year-over-year in 2014. Some of Stratum’s best-known clients include the Department of Defense, Boeing and the United Kingdom Ministry of Defense. By Gigi Sukin
 

ColoradoBiz EXTRA           
Just landed a great new job? Feeling excitement, nervousness and anticipation? Take this to heart: A sobering 40-60 percent of new executives fail in the first 18 months on the new job - often due to lack of corporate culture alignment. Too many new execs try to lead with power before they build a true following. Your suggestions for change will be more welcome when you've aligned yourself effectively with the existing culture. By Lisa Jackson


 
 
 
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UMB Bank UMB Bank Colorado CEO Jon Robinson talks about what's driving economic growth in Colorado.
 

 
UMB Bank Senior Vice President and Wealth Advisor Marti Brust talks about strategies for determining how you want to invest to accomplish your financial goals. 
 

 
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 ColoradoBiz Exclusives
In the four years leading up to winning their awards, companies such as Otterbox, Oskar Blues Brewery, Confio Software and Moots Cycles generated $6.4 billion in revenue – a 140 percent increase over those years – and posted a 133 percent rise in full-time equivalent jobs to 6,005. The 2014 winners – representing industries including technology, manufacturing, financial services, wellness and bioscience, among others – accounted for $413 million in total annual revenue in 2013, a 34 percent increase compared with 2012. They had 1,459 FTE employees in Colorado, with 448 net new jobs projected for this year. By Lisa Ryckman

 
Will the person we become five years from now be more talented, wealthier, healthier, better looking, better educated or have a better circle of friends to network with? There are many things we can do today to improve our future self. We all intuitively know this, but sometimes we need to be reminded. We can read more, exercise more, take a class, find a better job, write a book, start a business, invent something, meet new people, expand our social network. But here are a few things you may not have thought about. By Tom Frey
 

ColoradoBiz EXTRA           
Boring doesn't win business. Boring doesn't open doors. Boring doesn't get you remembered. Clients are busy. Competition is fierce. If you can't rise above the din, you may as well stay home. The standard elevator speech is tired, dull and predictable: "I sell (insert product or service here) for (company) and we help businesses (pick one: increase sales, reduce costs or improve efficiency.) That sentence is so boring I had trouble staying awake while writing it. If you want to be memorable, make a radical change in your introduction. By Julie Hansen


 
 
 
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ColoradoBiz TV     
UMB Bank Senior Vice President and Wealth Advisor Marti Brust talks about strategies for determining how you want to invest to accomplish your financial goals.
 
UMB Bank CEO and Chief Lending Officer Jon Robinson offers good news about the state of Colorado's economy.  

 

 
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 ColoradoBiz Exclusives
Make confidence and love your foundation in all you do. Take nothing personally today, knowing that anything anyone says or does flows from their own journey. Take the mind space you spend ruminating about other people’s opinions and behavior and funnel it into remembering the value you bring into each situation. Increase your confidence in you and the gifts and talents you have been blessed with to contribute to something greater than yourself. You see others as you see yourself. As you release the self-judgment and threatened responses fueled by self-doubt, your ability to create productively will explode. By Lauren Miller

 
A big part of what I do as a financial advisor, is managing and minimizing risk for clients. When the market is going gangbusters, like 1998 and recently, everyone can do well in stocks. Financial pro or not. That’s only one part of investing. The critical part is not losing as much money as the market during the eventual decline. That’s where risk management comes in. There are many risks and many strategies to do this. Here are four that I use regularly. By Ron Phillips
 

ColoradoBiz EXTRA           
Founded by Shannon Cumberland in 1995, Rosy Rings went into the perfume business last year. The inspiration came from Shannon's love of Victorian decor and her love of fragrances. By Eric Peterson
 

 
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UMB Bank CEO and Chief Lending Officer Jon Robinson offers good news about the state of Colorado's economy.

 
Galvanize CEO Jim Deters talks about plans to use a recent $18 million infusion to open new campuses nationwide, grow the San Francisco space and expand gSchool. Read more about Galvanize's future plans.

 

 
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 ColoradoBiz Exclusives
A group of 25 people loiters around the magazine section of LoDo’s Tattered Cover.  They secretly eye each other assessing the overall vibe and outfit choices – some men looking quite dapper in vests and fedoras, some women wearing bold necklaces and shabby chic get-ups. With quiet fanfare – the group is gathered in a bookstore after all – a man arrives in a grey top hat carrying a large silver-painted wooden spork. I was about to experience my first underground supper club. By Laura Cook Newman

 
Not much is better than chocolate, but when it comes to creating a workplace environment that sets employees up for success and makes patrons feel welcome, there is one clear winner: Wi-Fi. In fact, a national survey of entrepreneurs and small business IT decision makers found that offering free Wi-Fi works better at keeping customers happy than common “waiting area” conveniences like candy, water or magazines. By Shawn Adamson
 

ColoradoBiz EXTRA           
Colorado-based Galvanize, a growing system of campuses intended to accommodate digital entrepreneurs, plans to use a recent $18 million infusion to open new campuses nationwide. Since Galvanize's Denver launch in 2012, the startup community has been quick to embrace the concept of rentable workspaces. By Gigi Sukin
 

 
Nominate your company for ColoradoBiz’s Annual Ranking of the state's Top 250 Private Companies. Deadline: TODAY
 
 
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Galvanize CEO Jim Deters talks about plans to use a recent $18 million infusion to open new campuses nationwide, grow the San Francisco space and expand gSchool. Read more about Galvanize's future plans.

 
UMB Bank Agribusiness Division President Bill Watson talks about the farm bill's impact on agriculture and businesses.

 

 
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 ColoradoBiz Exclusives
How much money are you leaving on the sales table?  How many prospects disappear without your knowledge as to why?  You designed a great marketing campaign last quarter.  Why aren't the results what you wanted or expected? At the core, the answer to the questions above can be summed up in one thought—follow-up. A few simple steps will catch those slip-ups and have you and your promotional team sitting pretty on a new set of enthusiastic leads.  Here are some things you can do. By Sam Dobbins

 
Many years ago, John Sylvan had an idea: provide a hermetically-sealed, compact cartridge containing a filter and enough ground coffee to brew a single serving in a specially designed brewer. After the freshly brewed coffee was delivered, the remaining carcass would simply be discarded without fuss or muss. Sylvan's brilliant idea came to him in the mid-80s. He did not begin working on the idea in earnest until the 90s. John and the company he formed had the forethought to apply for patents on his innovation. By Kurt Leyendecker
 

ColoradoBiz EXTRA           
Recruiting Sports matches promising athletes with colleges, helping families navigate a maze of schools, coaches, divisions and skill levels with a level of scale and dexterity that’s new to the game. Recruiting Sports does it through Web-based tools and mobile apps that draw from a proprietary database of more than 50,000 college coaches plus insider intelligence. By Stewart Schley
 

 
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ColoradoBiz TV     
UMB Bank's Agribusiness Division President Bill Watson talks about the farm bill's impact on agriculture and businesses.

 
UMB Bank Senior Portfolio Manager John Trujillo talks about how the latest economic data informs his investment advice to clients.
 
 

 

 
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 ColoradoBiz Exclusives
I recently read that only 6 percent of teenagers check email daily. For those of us who are middle age and in business, it’s still a primary communication tool. I always wondered why my kids respond to texts immediately but rarely reply to email. It’s like I’m speaking Italian and they only understand German! Have you ever run into someone with a different language who points at a map, trying to ask you directions? You probably talk louder and slower, as if they’ll somehow understand. They don’t. We do the same things to our teams at work. By Todd Ordal

 
What matters to Colorado ag business owners are the concrete and permanent changes in the bill that improve such policies as viable crop insurance and drought and disaster relief for livestock. Outdated direct payment programs – a system that paid producers regardless of incurred losses – were dissolved with little complaint from agriculture groups in exchange for updated revenue loss protection programs. By Suzie Romig
 

ColoradoBiz EXTRA           
I am not much of a truck guy, but if I were in the market for an upscale ¾-ton pickup, this is the one I would choose. The Ram in the name is what Dodge is now calling its trucks, so until relatively recently, this would have been a Dodge Ram.  In sharp contrast to the Subaru, this Ram truck is among the quietest vehicle I have ever driven – which is amazing in that it is a diesel. By Jeff Rundles
 

 
Nominate your company for ColoradoBiz’s Annual Ranking of the state's Top 250 Private Companies. Deadline: June 19
 
 
 Most popular CoBiz columns