Bruce Hemmings

Bruce Hemmings is a Senior Vice President - Wealth Management and Financial Advisor at Morgan Stanley Smith Barney at Centerra. He can be reached at or (970) 776-5501.
The information contained in this article is not a solicitation to purchase or sell investments. Any information presented is general in nature and not intended to provide individually tailored investment advice. The strategies and/or investments referenced may not be suitable for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives. Investing involves risks and there is always the potential of losing money when you invest. The views expressed herein are those of the author and may not necessarily reflect the views of Morgan Stanley Smith Barney LLC, Member SIPC, or its affiliates.
Morgan Stanley Smith Barney Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are urged to consult their personal tax or legal advisors to understand the tax and related consequences of any actions or investments described herein.

Articles by Bruce Hemmings

Beyond wills
Other essential elements of an estate plan

Rebalancing for the long run
Consider the costs and benefits

Top five strategies for tax-efficient investing
It's easy to overlook the effect of taxes on a portfolio

Five fireproof financial steps
Prep for wildfire season

Seven steps to achieve your retirement goals
Make sure you're doing all you can

Top 10 investment ideas for 2013
Think gold and global gorillas

Shine a spotlight on your finances
It could brighten your future

Exit strategies for small-business clients
Create a well-drawn map for the endgame

Do you know where your retirement savings are? Part Two
Some things to keep in mind

Do you know where your retirement savings are? Part One
The case for consolidation

Great benefits key to building a great team
How to choose a retirement plan for your business

Dividend strategies for 2012 and beyond
It's a smart way to generate income

Make the most of the new gift and estate tax law
Put your money to work for those you love

The muni bond exodus
It may prove to be shortsighted

When it comes to your money, politics matter
What's going on globally can hit you in the wallet

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