Adam McDiarmid Adam McDiarmid is the executive director of business banking at UMB Bank in Denver. He can be reached at Adam.McDiarmid@umb.com. Articles How do businesses plan for the unknown in 2021?Staying nimble: business financing and planning in a new eraHow to manage cash flow in a stressed economyIs now the time to invest in your business?Include These New Tax Laws in Your Year-End Business Review