Finance

Estate Planning Essentials

Estate planning is critical to consider now, while preparing for the future. At its core, estate planning is about ensuring that you can leave your financial legacy to whom you want, when and how you want to. Here is guide for those just getting started with estate planning, as well as considerations for those who have a plan in place to review before this year is over.

4 ways to financially prepare for the unexpected

If coronvavirus and Colorado’s recent wildfire season have taught us anything: it's to expect the unexpected. It’s time to focus on a plan of action for when disaster strikes. Checking these four tasks off your preparedness list will help ensure that you and your loved ones are better equipped for a post-disaster environment.

Avalanche or Snowball: Which is Right for You?

The drain of debt on cash flow has only been compounded by the effects of the pandemic, which has caused a fifth of Americans to revisit their financial plans and make significant adjustments. If you’re among those looking for a strategic approach debt repayment, weigh the pros and cons of two popular strategies: debt avalanche and debt snowball.

Need More Space During COVID-19?

There has never been a better time to get money to make some home improvements. The Federal Reserve has continued to keep short-term interest rates low, making it more attractive to borrow money. Here are the best options of how to borrow money using your home as collateral

Did you lose your job?

You may have a 401k and are needing to figure out if you want to leave it in your current plan, rollover the balance to an IRA, or take a withdrawal and pay taxes now. A number of significant issues call for consideration when making this decision. Learn more here.

Some misconceptions about gold

Compared to gold, stocks provide superior protection against inflation over time. In times of heightened uncertainty and/or volatility, should you rebalance your portfolio to include gold as a hedge? No. As a general matter of portfolio construction, should you invest directly in gold or other commodities? Also no. Find out more.