Finance

Use it or lose it?

Does your company have a "use it or lose it" policy with respect to your vacation or sick leave? If so, the IRS has recently issued new guidelines that can help you save more for retirement when you are unable…

Let Uncle Sam help you pay for college

As the kids head back to school you may be wondering how you will ever afford their college education. A four-year education in a public university currently costs about $55,000, and a degree from a private university costs $132,000. In…

You are your portfolio’s most valuable asset

Your largest single asset is likely to be your ability to generate earned income. This asset is commonly call “human capital.” When we are determining appropriate asset allocations for our investment portfolios, it is important to include the human capital…