Finance

Supercharge your estate plan

Like the old adage for investing that one should buy low and sell high, wealth transfer planning is most effective when asset values are depressed and interest rates are low. The current economic crisis has created an ideal opportunity to…

Financial resolutions for 2010

If 2009 reinforced anything, it's that you simply can't predict the future. It was a bleak year that triggered lots of change, including altering the way many of us think about money. While many believe the worst appears behind us,…

Five great reasons to make an estate plan today

People spend a lifetime building their personal assets. Naturally, most would like to have some control over the future of their hard-earned capital. Unfortunately, that kind of control does not come automatically. Establishing a will is the first step in…

Five lessons learned in 2009

Both individual investors and business owners probably learned a lot from the economic ups and downs of the past year. As 2009 draws to a close, it's valuable to reflect on five important lessons: Markets are UnpredictableAs the year started, the…

Set up your own charitable foundation

Thanksgiving is my favorite holiday. It's the one holiday that focuses on being grateful for the abundance we have. As the year comes to a close, many of us will want to share our abundance with those less fortunate through…

VAT chance

No shortage of really bad ideas find(s) their way around the nation's capital on a regular basis. One of the worst is now rearing its ugly head again. The VAT, or value added tax, has been mentioned by all too…

Use it or lose it?

Does your company have a "use it or lose it" policy with respect to your vacation or sick leave? If so, the IRS has recently issued new guidelines that can help you save more for retirement when you are unable…

Let Uncle Sam help you pay for college

As the kids head back to school you may be wondering how you will ever afford their college education. A four-year education in a public university currently costs about $55,000, and a degree from a private university costs $132,000. In…

You are your portfolio’s most valuable asset

Your largest single asset is likely to be your ability to generate earned income. This asset is commonly call “human capital.” When we are determining appropriate asset allocations for our investment portfolios, it is important to include the human capital…