Human Resources

Rundles wrapup: Save like mad and more reflections on retirement

As I write, I’m on the eve of my 65th birthday, have my Medicare card and coverage in place, am trying to delay taking Social Security until I qualify for a higher monthly payout, am finding job applications rejected due to my age (obliquely), and I’m constantly being asked why I don’t just retire by well-meaning but obviously ignorant people, mostly younger, who just assume that retirement is a piece of cake.